You fund the build
Cash leaves before the customer has paid.
Fleet finance for robotics manufacturers.
Offer RaaS without tying up growth capital in every deployment. Spotlight can purchase the eligible fixed hardware payment stream after customer acceptance. You keep the customer, brand, software and service revenue.
You build and sell the machines. We provide the capital.
The capital problem
Every RaaS contract can turn you into the lender.
When a customer pays over time, someone still has to fund the equipment upfront. Without a financing partner, that someone is you.
You wait to recover it
Hardware capital returns over 36 to 60 months.
Growth consumes more equity
Every new RaaS deployment increases the capital requirement.
Two ways to use Spotlight
Finance the fleet you have. Or the pipeline ahead.
Spotlight can evaluate existing accepted deployments or sit behind your future sales process.
Release capital already tied up
Spotlight evaluates installed, accepted and performing customer contracts and may purchase the eligible fixed hardware payment stream.
Put financing into the sales process
Spotlight can approve the manufacturer program and customer before deployment, then fund qualifying equipment after installation and formal acceptance.
How it works
We finance the deployment.
You keep the customer.
Spotlight sits behind your sales process. We assess the manufacturer program, customer, contract and equipment, then fund qualifying deployments after installation and formal acceptance.
Quote with financing already in place
Spotlight reviews the program and provides an indicative financing framework before the customer commits.
Receive an indicative view within five business days
Once the initial package is complete, we assess the customer, contract, equipment and operating history.
Install, accept, fund
After installation, formal acceptance and completion of the closing conditions, the financing vehicle funds the eligible equipment or fixed payment stream.
Illustrative economics
Cash after acceptance.
Not years of recovery.
Model the fixed hardware payment stream associated with a qualifying deployment. Final pricing depends on customer credit, contract terms, equipment, concentration, diligence and definitive documentation.
Model your deployment
Assumptions
An illustration, not a quoted rate. Final pricing depends on underwriting.
The share of the purchase price held back and paid later rather than at close. Deferred consideration is payable subject to the agreed release tests and may be reduced by specified program losses, claims or contractual breaches.
Indicative upfront purchase price
Set your deployment- Total potential consideration
- Not yet calculated
- Cash released per unit
- Not yet calculated
Move the sliders or type your figures.
Illustrative only. Assumes level monthly payments paid at month-end. Excludes taxes, transaction expenses, reserves, losses and other closing adjustments. Deferred consideration is subject to agreed release tests and may be reduced by specified program losses, claims or contractual breaches. Actual eligible terms may be narrower than the calculator range. This is not a quotation or financing commitment.
Indicative upfront purchase price
$0- Total potential consideration
- $0
- Cash released per unit
- $0
Illustrative only. Assumes level monthly payments paid at month-end. Excludes taxes, transaction expenses, reserves, losses and other closing adjustments. Deferred consideration is subject to agreed release tests and may be reduced by specified program losses, claims or contractual breaches. Actual eligible terms may be narrower than the calculator range. This is not a quotation or financing commitment.
A program, not a single transaction
$0Remaining fixed hardware payments
20 units · $3,000 per month · 36 months remaining
Deployments at this scale fund in stages.
The framework is agreed once. Each fleet then funds as it installs and is formally accepted, rather than as a single purchase.
Framework agreed once
Funded fleet by fleet, on acceptance
Sequencing, customer concentration and contract form drive the economics, so we price deployments of this size directly.
Request an indicative viewWhy Spotlight
Built at the intersection of structured finance and fleet operations.
Spotlight Capital was founded by Mehdi Nayebi, a former structured-products and derivatives banker at Deutsche Bank and Bank of America in London, and an operator who has built and managed logistics businesses across multiple markets.
Structured finance
Experience structuring, pricing and distributing complex financial products.
Fleet operations
Founder of FlashBox and co-founder of Alopeyk, with practical experience in fleets, uptime, collections and customer operations.
Cross-border execution
Experience building and financing businesses across North America, Europe and the Middle East.
Questions your CFO will ask.
Spotlight evaluates the eligible fixed hardware payment associated with installed and accepted robotics or automation deployments. Depending on the transaction, the financing vehicle may purchase the equipment and lease it to the customer, or purchase an assignable fixed payment stream. Software, maintenance and service economics generally remain with the OEM.
Discuss a program
Build your financing program.
Tell us how your customers pay today and what you expect to deploy over the next twelve months.
Thank you.
We will review the information and respond within one business day.